On average, how many hours a day do you use your mobile device? 1 hour? 2 hours? Maybe 4+ hours? Perhaps, you’re one of the very few people that don’t use one. Since their induction back in 1992, smart phones have completely changed how humans communicate with each other, proving their full social integration. You…
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Are you excited about the newest version of Microsoft Windows? Windows 10 has been the go-to version a lot longer than its predecessors. Many people are anxious to update to the new and improved Windows 11, as it promises to be more secure and user friendly to increase overall productivity. This sounds impressive; however, if…
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Historically, the primary method of payment has been an ever-evolving landscape. Barter and trade, evolved to gold and silver, then to the adoption of paper currency, moved to checks, and then to electronic payments. The one consistent factor has been change. This begs the question: what is on the horizon for a new form of…
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Phishing has historically been a high-level threat to security, and the past year has been no different. According to the Verizon Data Breach Investigations Report 2021, phishing is present in 36% of data breaches reported. This is an increase of 11% from 2020. Phishing attacks attempt to get an individual to provide vital security details…
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In the ever-changing financial landscape, bank executives are often faced with many looming questions. These questions may involve operational decisions for their bank, including whether a hosted environment is a good fit for them versus self-managing their own environment. They might also consider if moving to a service bureau for processing would be more efficient…
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Since its inception in April 2016, IDS On-Time (IDSOT) has seen incredible growth. Many years have passed since our initial bank was onboarded, and we now process for 72 banks. We handle increasingly more processing tasks on behalf of our banks, and we have increased staffing levels significantly over the years. These are some of…
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A majority of sites and applications typically require the use of a username, as an identifier, and a password, as a primary authentication method. Depending on assessed risks and the sensitivity of data accessed through the login form, a more secure login posture may be required. A MultiKey authentication system provides the opportunity to configure…
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As more and more malicious actors are roaming into the wild trying to gain access to any system they can, it is important that banks review and reduce their “attack surface.” An attack surface is simply, the number of possible ways a malicious actor can get into a device or network and extract data. This…
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There is little doubt that mobile apps have made the banking process more convenient for people. According to the FBI, United States financial providers estimate more than 75% of Americans used some form of mobile banking in 2019. And since the beginning of 2020, there has been a 50% surge in mobile banking. With this…
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I recently heard about a number of stories circulating in regard to malicious actors using everyday devices you have installed and connected in your businesses and homes to hack you. This article provides some further expertise and knowledge on the subject matter. The Internet of Things (IoT) consists of almost anything electronic, nowadays. What determines…
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